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If economically feasible increase your deductible. An increased deductible lowers rates, just make sure the deductible is an amount that you will be able to pay should an accident occur.

Combining your insurance over another car can help too, as well as combining it with a house and contents insurance. The more business you send their way; the more likely they are to offer discounts.

There are some other steps you can take to lower insurance premiums for your teenage driver. Try to include them on your own car insurance policy rather than take out a separate policy for them; this way any discount or saving applicable to you will also cover them. Driver education classes for your teen are a good idea as well - most insurance companies offer a discount for completing recognized driving courses.

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If you have membership in any school or professional organizations, let your insurance company know. Some insurance companies offer significant discounts for membership of various alumni, fraternity and student associations; for example, the Golden Key National Honor Society.

Take precautions to theft proof your car. This can affect your risk profile immensely, apart from giving you a general peace of mind. Cars equipped with anti-lock brakes, air bags and automatic seatbelts are also eligible for insurance discounts.

Find a good online discount car insurance broker before renewing. The Internet is a fabulous resource. Use it. There are all sorts of discount insurance brokers online where you can get fast quotes from a wide range of companies. Don't just settle for the same company you always use. Car insurance rates vary all the time. Always get comparable quotes before renewing any policy.

Get several quotes. For cheap insurance, compare quotes from several companies, and ask about different policy options. One more thing: take notes.

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